Creative

How RiskBox protects creative business

Overview

Our offering for individuals and organisations working within the creative sector is tailored with the uniqueness of the industry in mind. We understand how your space is constantly evolving, with your key assets imagination and reputation

Balancing a range of projects, with varying scopes, sizes and timescales is enough to occupy your time, so dealing with problems such as contractual disputes or copyright issues is the last thing you need. These concerns can be daunting, time intensive and put your own business on hold while you resolve the issue.

RiskBox offer solutions that are both competitive and comprehensive, protecting your business and your time. With us you get the peace of mind to concentrate on your craft and be creative

What our cover can include:

Professional indemnity risks:

  • Civil liability
  • Breach of contract
  • Intellectual property infringement
  • Defamation
  • Invasion of privacy
  • Breach of confidentiality

Commercial combined risks:

  • All risks cover for buildings
  • Wide protection for loss or damage to contents, including whilst away from the premises
  • Computer breakdown including reinstatement of data
  • Business interruption
  • Money
  • Employers’, public and products liability
  • Legal expenses
  • Cyber risks including hacker damage

In addition to the core areas of cover we can provide solutions for other exposures such as:

  • Directors & officers liability including entity protection
  • Employment practice liability
  • Personal accident
  • Business travel
  • Motor fleet

creatives

Details

Our products are suitable for a wide scope of industries operating within the creative sphere. Basically, if you create it, we can help protect you.

Whether you are a freelancer working from home, a team of creatives working together in an office, or a large network of operations with complicated contracts, we want to deal with you

Who we deal with

–        Advertising agencies

–        Direct marketing companies

–        Sales promotion agencies

–        Public relations companies

–        Media buyers

–        Publishers (both traditional and online)

–        Multi-media content providers

–        Broadcasters

–        Production studios

–        Post-production services

–        Graphic designers

–        Brand consultants

–        Marketing agencies

–       Production companies

and so much more …..

 

FAQ

What happens if my customer withholds payment for my services when I’ve done everything to the best of my ability?

If you purchase professional indemnity protection with RiskBox, we will endeavour to provide you with solutions that include contractual cover. This means our insurers will step in to protect you when your customers sue you for breach of contract, removing the need to prove negligence

Can I be protected against people hacking into my systems, taking down my website and erasing data?

Some of our products can respond to pay for replacement or repair costs of your systems and websites. In addition they can include public relations costs and security/forensic consultancy fees. This can even be the case when the hacker is an employee of yours.

My business is heavily reliant on a telecommunications provider. I know that I’m protected if my premises are damaged, but what happens if their premises suffer a fire? Is that uninsurable?

It is insurable. Our policies can offer wide public utilities protection that responds when the premises of your telecommunications is damaged, causing a failure in their supply to you.